Are Bank Loans a Viable Funding Option For Startups?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Bank loans are generally high on the list of considerations when startups require capital. Because they’re such a well-known option, many entrepreneurs simply assume that they’ll be able to obtain capital from a …

Startup Funding 101

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

How you choose to finance your business matters. Whether you elect to seek outside capital from VCs, borrow money from friends and family, float your business debt on personal credit cards, or secure …

What’s the Best Portfolio Management Strategy?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

We’re all aware of the importance of diversifying one’s investment portfolio. You may have even received this advice with respect to angel investments. The most appropriate time to determine how you’ll conduct your …

Negotiating the ‘Right’ Deal

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

The experience of negotiating a deal with a startup can run the gamut from smooth to difficult. The factors affecting the process include: the valuation of the company, the terms specified in the …

Recognizing Important Risk Factors

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Investing is risky, plain and simple. No investment will ever be risk-free. It is possible, however, to mitigate your risks so as to increase your likelihood of achieving a successful exit. The due …

Investing in the Right Team

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

A great business idea is only as good as the people behind it. The right team will work together for the success of their business plan from point of nurturing a nascent idea …

Dissecting a Business Plan

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

The ability to decipher a business plan and thoroughly understand a business model are two of the essential skills that help angel investors to separate worthwhile investments from mere pretenders. At its a …