Small Business Funding Options: Factoring

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Too often, small business owners rely on high-interest credit cards to fund their businesses, thereby saddling themselves with unnecessary debt. While this may be the only available financing route for some, it’s important …

Are Bank Loans a Viable Funding Option For Startups?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Bank loans are generally high on the list of considerations when startups require capital. Because they’re such a well-known option, many entrepreneurs simply assume that they’ll be able to obtain capital from a …

Startup Funding 101

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

How you choose to finance your business matters. Whether you elect to seek outside capital from VCs, borrow money from friends and family, float your business debt on personal credit cards, or secure …

What’s the Best Portfolio Management Strategy?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

We’re all aware of the importance of diversifying one’s investment portfolio. You may have even received this advice with respect to angel investments. The most appropriate time to determine how you’ll conduct your …

Negotiating the ‘Right’ Deal

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

The experience of negotiating a deal with a startup can run the gamut from smooth to difficult. The factors affecting the process include: the valuation of the company, the terms specified in the …

Four Valuation Methods for Angel Investors

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Valuation is the process by which a startup’s potential worth is determined, as well as the ownership stake an investor will have in the business. For angel investors looking at early-stage startups, it …

Recognizing Important Risk Factors

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Investing is risky, plain and simple. No investment will ever be risk-free. It is possible, however, to mitigate your risks so as to increase your likelihood of achieving a successful exit. The due …

Investing in the Right Team

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

A great business idea is only as good as the people behind it. The right team will work together for the success of their business plan from point of nurturing a nascent idea …