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SBA Loan Primer for Small Businesses

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

The Small Business Administration (SBA) has been a useful resource for small business owners and has helped American small businesses to secure financing ever since it was founded in 1953. The SBA has …

Ask Around: Crowdfunding For Your Business

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Crowdfunding enables businesses to seek financial backing from anyone. It can be a useful tool, both for idea validation and soliciting/accepting customer pre-orders. Many people are familiar with Kickstarter, one of the largest …

Growing With Equity Crowdfunding

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

On May 16th, 2016, entrepreneurs gained a new potential funding pool thanks to rule changes pertaining to equity crowdfunding. The JOBS Act addressed old SEC rules and changed the law so that individuals …

Can Credit Cards Fund Your Startup Venture?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Given such well-known, non-traditionally financed success stories such as Google and Airbnb, basing your initial corporate financing on credit cards may appear to be a wise move. As with all financing, however, the …

Small Business Funding Options: Factoring

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Too often, small business owners rely on high-interest credit cards to fund their businesses, thereby saddling themselves with unnecessary debt. While this may be the only available financing route for some, it’s important …

Are Bank Loans a Viable Funding Option For Startups?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Bank loans are generally high on the list of considerations when startups require capital. Because they’re such a well-known option, many entrepreneurs simply assume that they’ll be able to obtain capital from a …

Negotiating the ‘Right’ Deal

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

The experience of negotiating a deal with a startup can run the gamut from smooth to difficult. The factors affecting the process include: the valuation of the company, the terms specified in the …