Posts

Can Credit Cards Fund Your Startup Venture?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Given such well-known, non-traditionally financed success stories such as Google and Airbnb, basing your initial corporate financing on credit cards may appear to be a wise move. As with all financing, however, the …

Small Business Funding Options: Factoring

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Too often, small business owners rely on high-interest credit cards to fund their businesses, thereby saddling themselves with unnecessary debt. While this may be the only available financing route for some, it’s important …

Are Bank Loans a Viable Funding Option For Startups?

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Bank loans are generally high on the list of considerations when startups require capital. Because they’re such a well-known option, many entrepreneurs simply assume that they’ll be able to obtain capital from a …

Negotiating the ‘Right’ Deal

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

The experience of negotiating a deal with a startup can run the gamut from smooth to difficult. The factors affecting the process include: the valuation of the company, the terms specified in the …

Four Valuation Methods for Angel Investors

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Valuation is the process by which a startup’s potential worth is determined, as well as the ownership stake an investor will have in the business. For angel investors looking at early-stage startups, it …

Recognizing Important Risk Factors

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

Investing is risky, plain and simple. No investment will ever be risk-free. It is possible, however, to mitigate your risks so as to increase your likelihood of achieving a successful exit. The due …

Dissecting a Business Plan

Joe Johnson, Ph.D.
Entrepreneur. Investor. Startup Expert.

The ability to decipher a business plan and thoroughly understand a business model are two of the essential skills that help angel investors to separate worthwhile investments from mere pretenders. At its a …