Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. Thanks to the Internet and quick-thinking entrepreneurs, banks are no longer the only source to which small business owners can turn for a loan. Peer-to-peer (P2P) lending enables small business owners to borrow …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. The Small Business Administration (SBA) has been a useful resource for small business owners and has helped American small businesses to secure financing ever since it was founded in 1953. The SBA has …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. Crowdfunding enables businesses to seek financial backing from anyone. It can be a useful tool, both for idea validation and soliciting/accepting customer pre-orders. Many people are familiar with Kickstarter, one of the largest …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. On May 16th, 2016, entrepreneurs gained a new potential funding pool thanks to rule changes pertaining to equity crowdfunding. The JOBS Act addressed old SEC rules and changed the law so that individuals …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. One funding option that many entrepreneurs keep on tap for the proverbial rainy day is to seek capital from outside investors. While that idea might seem exciting, the path toward its implementation is …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. Given such well-known, non-traditionally financed success stories such as Google and Airbnb, basing your initial corporate financing on credit cards may appear to be a wise move. As with all financing, however, the …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. Funding and financing are popular business topics for a reason – businesses require capital in order to grow and succeed. If you’ve investigated small business loans and found them unappealing or have encountered …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. Too often, small business owners rely on high-interest credit cards to fund their businesses, thereby saddling themselves with unnecessary debt. While this may be the only available financing route for some, it’s important …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. Bank loans are generally high on the list of considerations when startups require capital. Because they’re such a well-known option, many entrepreneurs simply assume that they’ll be able to obtain capital from a …
Joe Johnson, Ph.D. Entrepreneur. Investor. Startup Expert. How you choose to finance your business matters. Whether you elect to seek outside capital from VCs, borrow money from friends and family, float your business debt on personal credit cards, or secure …